As an Insurance broker in New York it is our main goal to prevent all types of loss. Insurance is meant to cover you in the case something unfortunate does occur, and we pride ourselves on walking through our customers through the claim process when an unfortunate event does occur on or to the property we are insuring for you. Please refer to the below links to city websites to familiarize yourself with the popular types of claims we see and how to protect yourself from filing a claim and subjecting yourself to a potentially higher premium or non-renewal.
https://www1.nyc.gov/nyc-resources/categories/public-safety/fire/index.page
http://www.nyc.gov/html/dot/html/infrastructure/sidewalks.shtml
https://www1.nyc.gov/nyc-resources/categories/housing-development/buildings-property/index.page
http://www.nyc.gov/html/dot/html/infrastructure/sidewalks.shtml
Dont let this happen to you without being properly insured!This was directly across from our office.
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